Tuesday, April 18, 2017

Spring in the Snow

Alberta Oil Sands Investment Real Estate News®
Glenn Simon Inc.,
Suite 1217, 5328 Calgary Trail NW,
Edmonton, Alberta, Canada.
Tel 1-888-780-5940
Fax 1-888-276-4517
www.glennsimoninc.com 
email: info@glennsimoninc.com



April 18th., 2017

Volume 22, Issue 07

Dear Friends and Partners,

Hope you had a Happy Easter. Here are a few updates from the news below.



 South Central Edmonton: Forest Heights, 4-Unit Cashflow 

Turbo charge your portfolio. For those wanting a low risk investment in a great A+ area with 4 renovated units under one roof - here it is. This 4-plex is steps from ravine and school and 5 minute drive to downtown 8 mins to U.O.A. 6 minutes to Hospital.

This is property has many recent upgrades and offers 4 X 2 bedroom units. Stylishly renovated up and down with coin laundry in basement. 1963 built, 6 parking stalls and wide front yard.
Terrific access to local amenities in sought after Forrest Heights. Purchase price to include reserve fund and light renovation budget to make it standout - rolled into mortgage. This is a turn-key deal. Excellent access downtown and in this highly rentable mature neighbourhood.

Comes complete with great tenants making this a totally turn-key property for you. Forest Heights is a mature neighbourhood that is convenient for tenants working downtown or attending UOA. HUGE upside potential due to the great purchase price, strong economic fundamentals and the proximity of this property in relation to Edmonton’s growing centre and University.


Purchase price: $692,000
Total Investment: $156,400
Your Estimated 5 Year Profit $90,462
Your pre-tax Total ROI is 58% or 12% per year

These 4 (non-conforming) suites rent for top dollar and have everything arranged, including financing structure and incredible tenants. Your investment includes: impeccable tenant selection, financial analysis, professional inspection, insurance, financing set-up, legal fees, basic accounting, reserve fund, CMA, bi-annual statements, strategic market planning to ensure successful entry and exit, plus much more!

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Jobs data more good news for Alberta but concerns remain


By Gordon Kent, Edmonton Sun, April 20th., 2017

Edmonton is sharing in Alberta's recent strong job growth as the city continues to recover from tough times created by the crash in oil prices.

The capital region gained 6,400 jobs last month, part of the province's unexpectedly large increase of 20,400 positions that was concentrated mainly in the categories of finance, insurance, real estate, rental and leasing; wholesale and retail trade; and manufacturing.  READ MORE HERE 
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New startups optimistic despite sluggish economy Alberta economy

By Kyle Bakx, CBC News, April 4th, 2017

Aja Horsley was working a stable job as an agriculture researcher for a Calgary college when she decided to leave and launch a startup. Seven months ago she entered the business of selling honey, and she is now selling her product on store shelves in every province in the country.

Horsley is one of a number of entrepreneurs spurning the downturn to start a new business, according to city data.

In fact, she credits some of her sweet success to the sluggish Calgary economy: it compelled her to try her absolute hardest. GRAB THIS ARTICLE

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Two Alberta economies: 20,000 new jobs, but not much for laid-off energy workers

By Reid Southwick, Calgary Herald, April 7th, 2017

The latest jobs report spins a tale of two economies in Alberta.

Statistics Canada’s labour market survey for March shows that 63,000 people — roughly the population of Medicine Hat — have been unemployed for six months or longer.

There haven’t been this many workers out of a job for so long since before the recession began. It suggests the pain of mass layoffs in the oilpatch continues to be felt by many Alberta families.
FOLLOW THIS STORY

 ===============

I appreciate all your calls and emails. I'm looking forward to helping you with your next step towards building real wealth.
Your success continues EVERYDAY, let me help you build for tomorrow.

“Spring is Nature’s way of saying “Let’s Party!”.” -Robin Williams

Warm Regards,

Todd and Danielle Millar


===SPECIAL NOTICE: NO CASH, BUT GOOD CREDIT? CALL US TODAY TO LEARN HOW YOU CAN OWN INVESTMENT PROPERTY===

P.S. Stay ahead by checking out Danielle's daily blog at Edmonton Real Estate Investor for all your cutting edge market news and information.










Friday, March 31, 2017

Poaching Season

Alberta Oil Sands Investment Real Estate News®
Glenn Simon Inc., Suite 1217, 5328 Calgary Trail NW, Edmonton, Alberta, Canada. Tel 1-888-780-5940 Fax 1-888-276-4517
www.glennsimoninc.com   email: info@glennsimoninc.com



April 1st., 2017

Volume 22, Issue 06

Dear Friends and Partners,

If you’ve followed the Alberta news the last couple of days you’re probably aware of the bickering between Saskatchewan’s Premier Brad Wall and Alberta’s Premier Rachel Notley (article below). As much as it frustrates me to think about companies (energy or other) leaving Alberta, Wall has the right idea to tempt them. It would be wise for Alberta’s government to assure (and ensure) to local businesses that the grass is, can and will be greener if they stay in Alberta. I can’t blame Premier Wall for trying to entice business his way, but I sure wish he didn’t.

On a different note… You can see affordability greatly improving down in Calgary. It has remained good in Edmonton for several years. This will increase activity down there as new jobs (hopefully) develop. Ahh.. spring; full of promises.

 South Central Edmonton: Forest Heights, 4-Unit Cashflow 

Turbo charge your portfolio. For those wanting a low risk investment in a great A+ area with 4 renovated units under one roof - here it is. This 4-plex is steps from ravine and school and 5 minute drive to downtown 8 mins to U.O.A. 6 minutes to Hospital.

This is property has many recent upgrades and offers 4 X 2 bedroom units. Stylishly renovated up and down with coin laundry in basement. 1963 built, 6 parking stalls and wide front yard.
Terrific access to local amenities in sought after Forrest Heights. Purchase price to include reserve fund and light renovation budget to make it standout - rolled into mortgage. This is a turn-key deal. Excellent access downtown and in this highly rentable mature neighbourhood.

Comes complete with great tenants making this a totally turn-key property for you. Forest Heights is a mature neighbourhood that is convenient for tenants working downtown or attending UOA. HUGE upside potential due to the great purchase price, strong economic fundamentals and the proximity of this property in relation to Edmonton’s growing centre and University.


Purchase price: $692,000
Total Investment: $156,400
Your Estimated 5 Year Profit $90,462
Your pre-tax Total ROI is 58% or 12% per year

These 4 (non-conforming) suites rent for top dollar and have everything arranged, including financing structure and incredible tenants. Your investment includes: impeccable tenant selection, financial analysis, professional inspection, insurance, financing set-up, legal fees, basic accounting, reserve fund, CMA, bi-annual statements, strategic market planning to ensure successful entry and exit, plus much more!

=========================

ATB: Big upswing in optimism shown by Alberta business owners

By Troy Gillard, ATB Business Index, March 21st., 2017

EDMONTON - Oil prices at the start of the year have owners and operators of small and mid-sized enterprises (SMEs) in our province feeling more optimistic about the economy and their business' future, says Alberta’s Crown-owned financial institution.

The ATB Business Index, which measures Alberta business owners' confidence in their own operations, measured 66.1 for the first quarter of 2017. That's the highest ATB Business Index score since the fourth quarter of 2014, when energy prices started to decline. It's also a jump of 17.6 points compared to the previous quarter, the largest quarterly increase in the ATB Business Index since its inception in 2013. A score above 50 suggests more businesses are optimistic than pessimistic.  READ MORE HERE 


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Brad Wall heats up spat with Rachel Notley by inviting Calgary companies to move to Saskatchewan

By Claudia Cattaneo, Financial Post, March 29th, 2017

CALGARY – Saskatchewan’s conservative premier, Brad Wall, has upped the stakes in his ongoing spat with Alberta’s NDP premier, Rachel Notley, by offering incentives to Calgary-based energy companies to relocate their headquarters to his province.

It’s a bold move at a time Calgary’s attractiveness as a head office magnet is taking a beating, and one that companies are taking seriously, said Grant Fagerheim, president and CEO of Whitecap Resources Inc. With nearly 45 per cent of its business in Saskatchewan, Whitecap is one of the targeted companies.  GRAB THIS ARTICLE


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Looking for an affordable home? You may want to buy in Calgary

By Erica Alini, Global News, March 30th, 2017


The Calgary housing market is “likely to get more attention,” predicts an RBC report on housing affordability released Thursday.
That Calgary homes have become relatively cheap hasn’t really made headlines over the past year — and unsurprisingly so. After all, low prices or not, few Canadians would want to buy a house in a recession-stricken economy.

But Alberta’s economy is showing signs of recovery, noted RBC. And the fact that homes in Calgary haven’t been this affordable since the mid-1980s may soon start to turn heads, suggest economists Craig Wright and Robert Hogue.  FOLLOW THIS STORY

 ===============

I appreciate all your calls and emails. I'm looking forward to helping you with your next step towards building real wealth.
Your success continues EVERYDAY, let me help you build for tomorrow.

“The best preparation for tomorrow is doing your best today.” -H. Jackson Brown, Jr.

Warm Regards,

Todd and Danielle Millar


===SPECIAL NOTICE: NO CASH, BUT GOOD CREDIT? CALL US TODAY TO LEARN HOW YOU CAN OWN INVESTMENT PROPERTY===

P.S. Stay ahead by checking out Danielle's daily blog at Edmonton Real Estate Investor for all your cutting edge market news and information.




Friday, March 17, 2017

Alberta's Budget

Varcoe: Good, bad and way too much ugly in new Alberta budget - The flip side of this inaction means a $10.3-billion deficit this year. Meanwhile, debt is expected to hit $45 billion in this new budget year and escalate to $71 billion by 2019-2020. Read it HERE

Trudeau Cabinet Approves Trans Mountain, Line 3 pipelines, rejects Northern Gateway - "That is less economic, and more dangerous for communities, and is higher in terms of greenhouse gas emissions than modern pipelines would be." Read More Here 

Winners and losers in Alberta’s 2017 budget - Winners and losers listed here

Thursday, March 16, 2017

Frontload your life


Alberta Oil Sands Investment Real Estate News®
Glenn Simon Inc., Suite 1217, 5328 Calgary Trail NW, Edmonton, Alberta, Canada. Tel 1-888-780-5940 Fax 1-888-276-4517
www.glennsimoninc.com   email: info@glennsimoninc.com



March 16th., 2017

Volume 22, Issue 05

Dear Friends and Partners,

Frontloading… I associated this term with the bulk of fees paid upfront when investing in managed funds and various paper assets. Then I stumbled across an article that uses this term as a way to invest early, do the hardworking upfront and reap the rewards later.

Its sage advice to start early, invest as much as you can and grow your assets from as young an age as possible. But, not everyone does. In the article (link below) that promotes this - it takes a rather naive spin on it, but the basics are right. I say naive because all sorts of s*it can and will hit the fan that you have to adjust to in life.

Thrifty, money minded Millennials promote staying at home and saving money before going out on their own. Sure, we did it differently and it worked. These guys will do it there way and it should work out too - unless of course they want to live in 250 sqft ergonomic, recycled, biodegradable communal boxes, then the plan may need readjustment…

Good advice for the younglings though: "Frontloading your life is working hard now so that you don’t have to work so hard later. It’s kind of like making a snowball. At first you’re packing the snow and rolling the ball around to make it bigger. After a little work your ball starts to roll down a hill and gets bigger and bigger and bigger, all on its own.”  Read it here.

 King Edward Park: 4-Plex Apartment, cash-flow central 

Turbo charge your portfolio. This legal 4-Plex apartment has great upgrades and terrific curb appeal. Excellent access; 10 minutes from downtown; 8 minutes to UoA, a winner to add to any portfolio. 1972 built, meticulously maintained.

 Newer appliances, shingles, flooring and suite upgrades over the past 1-5 years. Coin laundry down, separate meters for each unit and a mix of 3 X 3 bd suites and 1 X 2 bd - all above ground. Features oversized parking pad.

This property has a tried and true layout and is built to last.Terrific access to local amenities in mature King Edward.  Price includes reserve fund and light reno conversion costs to make the property shine! This is a turn-key deal. Excellent access downtown and in the highly rent-able and desirable neighbourhood of King Edward.
  
Comes complete with great tenants making this a totally turn-key property for you. King Edward is a mature neighbourhood that is convenient for tenants working downtown and attending U.O.A. HUGE upside potential due to the great purchase price, strong economic fundamentals and the proximity of this property in relation to Edmonton's desirable growing core.


Purchase price: $849,000
Total Investment: $200,030
Your Estimated 5 Year Profit $172,599
Your pre-tax Total ROI is 80% or 15% per year



These 4 suites rent for top dollar and have everything arranged, including financing structure and incredible tenants. Your investment includes: impeccable tenant selection, financial analysis, professional inspection, insurance, financing set-up, legal fees, basic accounting, reserve fund, CMA, bi-annual statements, strategic market planning to ensure successful entry and exit, plus much more!


===============

Shell’s high-tailing is annoying, but there is lots to like about the Canadianization of the oil sands

By Claudia Cattano, Financial Post, March 14th., 2017

After a couple of decades of globalization, the oilsands are back to being owned and run by a tight oligopoly of Canadian companies.

The rush of foreign players brought capital, research and development, employment and an international flavour to the industry. But it also pushed up costs because of an escalation of competition, moved control and profits abroad, slowed down decision making and attracted a lot of bad publicity to the deposits by making them the poster child for the international anti-fossil fuel movement. READ MORE HERE 

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Tough times remain even as turnaround year predicted for Alberta economy
“It’s going to take quite some time before it gets back to where it was before the crash in oil prices."

By CBC News, March 10th, 2017

The worst may be over for Alberta's economy but 2017 will still feel like "tough times" for many people living in the province, says the Conference Board of Canada's chief economist.Craig Alexander discussed Alberta's economy — expected to lead the nation in growth this year at 2.8 per cent — during a conference in Calgary on Friday.   GRAB THIS ARTICLE

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Economy may be improving, but many Alberta oil patch jobs will never come back

By Ian Bickis, The Canadian Press, March 1st, 2017

Tens of thousands of oil and gas workers laid off during the downturn have been waiting for the patch to get back on its feet, but many of the jobs could be gone for good.

A rapid change in technology is playing out across the industry, after plummeting crude prices that began in 2015 forced companies to cut jobs and other costs wherever they could over the past two years.

Now, with oil holding steady above US$50 a barrel since December after having bottomed out to about $26 in early 2016, energy analysts say the growth of automation and other labour-saving efficiencies could hold back many jobs from returning with the economic recovery. FOLLOW THIS STORY

 ===============

I appreciate all your calls and emails. I'm looking forward to helping you with your next step towards building real wealth.
Your success continues EVERYDAY, let me help you build for tomorrow.

“It's amazing how nice people are to you when they realize you’re not going away.” -Michael Arlen

Warm Regards,

Todd and Danielle Millar


===SPECIAL NOTICE: NO CASH, BUT GOOD CREDIT? CALL US TODAY TO LEARN HOW YOU CAN OWN INVESTMENT PROPERTY===


Wednesday, March 01, 2017

Spring Uplift

Alberta Oil Sands Investment Real Estate News®
Glenn Simon Inc., Suite 1217, 5328 Calgary Trail NW, Edmonton, Alberta, Canada. Tel 1-888-780-5940 Fax 1-888-276-4517
www.glennsimoninc.com   email: info@glennsimoninc.com

Dear Friends and Partners,

Talk is turning more positive as of late in AB. Perhaps part Trump, trade deals, pipelines or simply – spring, the news is brightening. It’d be nice if we could talk ourselves into an improving economy but it doesn’t always work that way.

The real tangible forecast we have to work with  will release their budget in Q2. This is expected to bring some major projects on the books bolstered by private or 3P projects as well; Cross Cancer (Calgary), 2 hospitals in Edmonton as well as the EAD Tower builds will continue to add more labour jobs. Fort Mac will continue to rebuild and ramp up from spring (more government rebuilds on way) this is obviously a mixed blessing; jobs for some, relocations for others and cost to infrastructure.

There is also development in bio-pharma in AB with one large facility looking to be built around Edmonton (see article below). The wild card is oil; cyclically speaking we’ve seen prices stabilize at around $48 bl. If $48 is the new norm (or less) and we can make it work through new technology, then great. If we are headed to a ‘forced diversification’ and over supply, not so good. But, at least we’re ready for that now.

Real Estate is flat except for key areas and building types. Rates are still low, but on the move up. Most energy and construction related projects take 18 months to gear up. That means that we need to continue to manage diligently and keep an eye out for sharp deals as we play the long-term strategy.

With proper management and solid reserves, now is a good time to add to your (residential) portfolio provided you have the tenacity to ride a 5-7 year plus cycle. Commercial and industrial you’ll need to be more selective and prudent with lease-ups (forget DT office space). If in the right area (yup – still “Location, location, location!”) you can benefit from properties that serve the growing industries. Onwards and upwards!

King Edward Park: 4-Plex Apartment, cash-flow central 

Turbo charge your portfolio. This legal 4-Plex apartment has great upgrades and terrific curb appeal. Excellent access; 10 minutes from downtown & 8 minutes to UoA, a winner to add to any portfolio. 1972 built, meticulously maintained. 

Newer appliances, shingles, flooring and suite upgrades over the past 1-5 years. Coin laundry down, separate meters for each unit and a mix of 3 X 3 bd suites and 1 X 2 bd - all above ground. Features oversized parking pad. 

This property has a tried and true layout and is built to last.Terrific access to local amenities in mature King Edward.  Price includes reserve fund and light reno conversion costs to make the property shine! This is a turn-key deal. Excellent access downtown and in the highly rent-able and desirable neighbourhood of King Edward. 
    
Comes complete with great tenants making this a totally turn-key property for you. King Edward is a mature neighbourhood that is convenient for tenants working downtown and attending U.O.A. HUGE upside potential due to the great purchase price, strong economic fundamentals and the proximity of this property in relation to Edmonton's desirable growing core.

Purchase price: $849,000
Total Investment: $200,030
Your Estimated 5 Year Profit $172,599
Your pre-tax Total ROI is 80% or 15% per year

These 4 suites rent for top dollar and have everything arranged, including financing structure and incredible tenants. Your investment includes: impeccable tenant selection, financial analysis, professional inspection, insurance, financing set-up, legal fees, basic accounting, reserve fund, CMA, bi-annual statements, strategic market planning to ensure successful entry and exit, plus much more!

=========================
Alberta economy on road to recovery Alberta conference board says 
By Gordon Kent, Edmonton Journal, February 23rd., 2017

Alberta should post Canada's fastest economic growth this year as the energy industry improves and consumer spending picks up, a Conference Board of Canada report says.
The provincial economy is expected to grow by 2.8 per cent in 2017 and a further 1.9 per cent in 2018, according to the non-profit research group's winter provincial outlook released Thursday.
Alberta posted Canada's largest economic decline in 2016.
"After two tough years, the bleeding in Alberta's oil and gas industry is finally being staunched and the province's economy is on the road to recovery," the report said.  FOLLOW THIS ARTICLE 

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City opens first office tower in Edmonton'd Ice District
By Gordon Kent, Edmonton Journal, February 22nd., 2017

Acrobats and jugglers performed Wednesday in the lobby of the Edmonton Tower for the official opening of the first major office building completed in the downtown Ice District.
The 27-storey structure at 101 Street and 104 Avenue will house about 2,000 city employees, including 100 who starting Monday will run a new second-floor customer service centre where people can buy licences and permits, pay taxes and pick up transit tickets.
Seven downtown counters that now provide these services will close Friday, including ones in City Hall and Chancery Hall.
"This tower's significance for the City of Edmonton as a municipal corporation is that it is already changing the way we work as an organization, and very soon it will change the way that Edmontonians access services," Mayor Don Iveson said.   GRAB THIS STORY
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Council sends 80-storey tower proposal back to developer
By Elise Stolte, Edmonton Journal, February 21st., 2017

City council sent a contentious parkland deal back to the developer Tuesday, saying more work is needed to protect the public interest.
"If this all comes together, the city would get a landmark building with a really innovative approach to a park with permanent public access. If it doesn't come together, the city needs a way to cost-effectively go back to Plan A," said Mayor Don Iveson, after council debated in private the land sale meant to enable an 80-storey tower project in The Quarters.
Plan A was to expropriate the Alldritt Group land, which currently has two derelict buildings, and build a signature park at the end of the new Armature Park, creating a direct connection with the river valley.  MORE HERE
=========================
 I appreciate all your calls and emails. I'm looking forward to helping you with your next step towards building real wealth.

Your success continues EVERYDAY, let me help you build for tomorrow.

"Determination gives you the resolve to keep going in spite of the roadblocks that lay before you."  -Dennis Waitley
 Warm Regards,

Todd and Danielle Millar
 




Friday, February 17, 2017

Family Day Weekend Flu

Alberta Oil Sands Investment Real Estate News®
Glenn Simon Inc., Suite 1217, 5328 Calgary Trail NW, Edmonton, Alberta, Canada. Tel 1-888-780-5940 Fax 1-888-276-4517
www.glennsimoninc.com   email: info@glennsimoninc.com

February 16th., 2017
Volume 22, Issue 3

Dear Friends and Partners,

It's seems the flu bug has stopped at our home for a visit. The bright side is that it's perfect timing on a long weekend with no plans and nothing but time to get better.

Take care and enjoy Family Day Weekend!

Central (Downtown) Edmonton: West Jasper Place, 6-Unit Cashflow Apartment

Turbo charge your portfolio. For those wanting a low risk investment in a gentrifying area with 6 units under one roof - here it is. This 6-plex offers is 5 minutes to Grant MacEwan, 6 minutes to Hospital, 10 to downtown.

This is property has many 3 of the 6 units recently upgraded. 4 X 1BD, 1 X 2 bedroom and 1 X BACH, all units are above grade (no basement suites). 1974 built, 6 parking stalls and great curb appeal.

Terrific access to local amenities in highly rent-able West Jasper Place. Property is zoned R7 and is a legal, purpose built apartment. Purchase price to include reserve fund and light renovation budget to make it standout - rolled into mortgage. This is a turn-key deal. Excellent access downtown and in the transitioning neighbourhood of WJP.

Comes complete with great tenants making this a totally turn-key property for you. WJP is a mature neighbourhood that is convenient for tenants working downtown or attending Grant MacEwan. HUGE upside potential due to the great purchase price, strong economic fundamentals and the proximity of this property in relation to Edmonton’s growing centre.


Purchase price: $680,000
Total Investment: $161,200
Your Estimated Pre-Tax 5 Year Profit $102,145
Total ROI is 63% or 12.6% per year

These 6 (legal) suites rent for top dollar and have everything arranged, including financing structure and incredible tenants. Your investment includes: impeccable tenant selection, financial analysis, professional inspection, insurance, financing set-up, legal fees, basic accounting, reserve fund, CMA, bi-annual statements, strategic market planning to ensure successful entry and exit, plus much more!





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Which Canadian cities will boom (or not) in 2017

By Daniel Tencer, Huffington Post Canada, January 16th., 2017

Toronto and Vancouver are once again set to come out on top of all major Canadian cities when it comes to economic growth, says an economic forecast by the Conference Board of Canada.

The two cities have seen the strongest economic growth in Canada over the past year. At one point, they accounted for all the net job growth in the country.

The Conference Board expects these cities to repeat their top performance next year, though their economies will grow more slowly due to an expected slowdown in the housing market, brought on by new mortgage rules and declining affordability.  FOLLOW THIS ARTICLE


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Varcoe: Alberta’s report card reveals scars economic upheaval, signs of recovery


By Chris Varcoe, Calgary Herald, February 9th, 2017

Report card day arrived late last week as the provincial Finance Department unveiled its “Year in Review” study on Alberta’s sputtering economy in 2016.

It reads like a teacher’s commentary about a student having trouble concentrating in class, with lousy marks awarded in many areas interspersed with a few middling grades.

“Considering that we’ve been a straight-A student for so long, I would call 2016 a C-minus,” says ATB Financial chief economist Todd Hirsch.

“It was a pretty rough year, but not a disaster … so I’d say a C-minus, maybe bordering on a D.”

That’s fair, given the upheaval of 2016. GRAB THIS STORY
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Oil firms resume rail shipment as crude oil pipelines fill up again

By Jesse Snyder, Financial Post, February 13th, 2017

CALGARY — A looming pipeline shortage could force more barrels of Canadian oil onto rail cars over the next few years, as oilsands companies look for alternative shipping options amid a gradual rise in production.

The oil industry’s pipeline woes have eased in recent months after Prime Minister Justin Trudeau approved two major pipeline proposals, and after U.S. President Donald Trump invited TransCanada Corp. to resubmit the  Keystone XL pipeline permit. 

However, the earliest date of completion for any new pipeline project is around the end of 2019 — if there are no delays. With oilsands production expected to rise over the next five years, and with Canada’s pipeline system near capacity, oil firms are tapping crude-by rail once again. MORE HERE
 ===============

I appreciate all your calls and emails. I'm looking forward to helping you with your next step towards building real wealth.
Your success continues EVERYDAY, let me help you build for tomorrow.

“We must let go of the life we planned, so as to accept the one that is waiting for us.”  -Joseph Campbell

Warm Regards,


Todd and Danielle Millar