Thursday, October 28, 2010

Joint Ventures Give Small Investors a Chance

Recently we did a great interview for Canadian Real Estate Magazine. They wanted to show how Joint Venture benefit investors who want to get into real estate but don't have a lot of time or knowledge.

" Typically, joint-venture partnerships bring together veteran players who know local markets with investors who want a piece of the real estate game...That is where Todd and Danielle Millar a husband and wife team who established Edmonton based Glenn Simon Inc come in."


Tuesday, October 19, 2010

The European Perspective

I spent Wednesday night at the REIN workshop listening to Don Campbell, Barry McGuire and others speak. Don had been traveling in Europe and the U.K. for 3 weeks this summer and he said it was interesting to see so many articles about Alberta (firstly) and Canada (secondly) in the news.

Approximately 90% of the stories highlighted the stability and growth of Alberta and the oilsands. The remaining 10% were focused on environmental concerns/conflicts around the oilsands.

The core of the story is how appealing Canada is as a safe, conservative, resource abundant place to put investment money into, both on individual and governmental levels. The Japanese and to a lesser degree, Chinese, have known this for a while too. That is why both countries have been quietly investing for years. 

In Europe it seems more of the media have focussed on the mechanics and drivers of economy rather than North American media that tends to focuses on the hype of say, James Cameron visiting the "Tar Sands" to expound his expert opinion on what we're doing right and wrong. Now, I would put more weight into Cameron's visit if we could get William Shatner to go and watch the two debate on BNN.

(I use the phrase "Tar Sands" in sarcasm as they are not tar sands at all. 'Pundits' choosing to use that phrase often do it out of ignorance or with intent to manipulate and sway opinion to the dirty image the phrase gives. -Hey, its not quite a perfect world.)

I appreciate all your calls and emails. I'm looking forward to helping you with your next step towards building real wealth. 

Your success continues TODAY, let me help you build upon it.

"Contemplation often makes life miserable. We should act more, think less and stop watching ourselves live." -Chamfort

Kind Regards,

Todd and Danielle Millar

Friday, October 15, 2010

Put your money to work - special fixed return offer.

Tired Of Poor Returns In Your RRSP? Would You Like To Put Your Money, Home Equity and Cash To Work...?

If the idea of making a safe, steady and guaranteed rate of return over the next 2 years appeals to you, then read on.

Would you like to generate a consistent 7.5% per year from your RSP or Cash funds?

How about securing your money against a quality property with a Loan To Value rate of under 80%? - making your money very secure.

Do you like 'easy set up and easy pay outs' ? - we've got them

You can invest in increments of $25K or larger - convenient and manageable!

Currently There Are 4 Positions Available:

1. Two positions of $25K RRSP or Cash investment secured as a 2nd mortgage are available, returning 7.5% simple interest per year. That means your $25K earns you $1875.00 per year. You can turn $25,000 into $28,750 safely and easily over your 2 year term.

2. Two positions of $50K RRSP or Cash investment secured as 2nd mortgages are available, returning 7.5% simple interest per year. That means your $50K earns you $7,500 over 2 years or a total of $57,500.

What is a second mortgage? 

A second mortgage is when a property has a first mortgage arranged up to a set amount, say 65%. Then a second mortgage is added, say 10% to equal a total mortgage of 75%. The remaining 25% forms the down-payment or equity in the property.

Example: A home is purchased for $100K. TD Bank issues a first mortgage of $65K. A 2nd mortgage is then placed by a private lender for $10K (75% total loan to value: LTV). The remaining $25K is formed as a down-payment, or equity in the property if it is being refinanced.

How does a second mortgage investment work?

A second mortgage investment is when a lender (you) agrees to lend a set amount of money at a set rate for a specific period of time. The loan is secured against the property, meaning that if the loan was defaulted upon, the sale of the property would cover the repayment of the first and second mortgages, in that order. Holding a 2nd mortgage on a property that has equity, is in a good area and in good condition provides a very safe and reliable investment vehicle.

The second mortgage positions that we have available are on properties in our portfolio that have a proven CASH FLOW positive track record, are in excellent areas and offer a reliable way to grow your money over a set period of time.

Ok, I want to make 7.5% on my cash or RRSP safely and securely. What do I do now?

Please complete this quick and easy questionnaire putting 'SECOND MORTGAGE' into the comments field and we'll give you a call to discuss the steps involved. If you prefer to call us, simply dial 1-888-780-5940.

Making your money work has never been so easy...

Tuesday, October 12, 2010

Avoid the Three Biggest Obstacles in Real Estate

I hope you and your family had a wonderful Thanksgiving Weekend. Did you get to enjoy the leaves and the warmth of time well spent with loved ones?

Let's keep 'giving' all year long.

Please remember Get ALIFE next weekend...


“Don’t allow obstacles to become excuses! No matter where you are on your real estate investment path, sooner or later you will encounter at least one of the three most common obstacles faced by investors. In order to learn how to avoid and overcome these obstacles, you should attend the;


Get A. L.I.F.E." Workshop

(Advanced Landlording and Investing Fundamentals Expo)

Oct 16 and 17, 2010 Calgary, Alberta